After attempting all of the usual solutions suggested by users of the Creative Vision M 60GB Player and also from Creative themselves, the answer was provided by MC. I had MC 11.1 and I upgraded to MC12, I really didn' want to do it cause it's usually a time consuming affair since my music library is rather large and I have files everywhere. Yeah, it took almost two days to clean up all the files to finally get the program and all my music the way I wanted. Then as an experiment I transferred on album and lo and behold there was the cover art. I then deleted all my music files from the Vision M and relayed them back onto the player through MC12 manual sync.
YES, YES, YES I now have all my cover art, Thanks for making my day. Ya see I was kind of pissed about when MC12 was released cause I had just purchased MC11.1, but it's definitely worth the 20 bucks. I still love this program. Rock On...s2s