Your x-fi card is not involved in this path before the signal is out of MC. I really think the sample rate display you are seeing displays the sample rate of the signal that sound card receives. Your sound card may have hardware resampling options that can be enabled in the card's control panel. MC has nothing to do with that and there is no way MC could change resampling that happens after MC in the sound card hardware.
That’s what ASIO is for; it allows the software to control the hardware. The only way MC will allow the x-fi to up-sample is if it up-samples first. Whatever sample rate I set in MC as soon as playback starts it changes the sample rate in hardware. If that sample rate is higher MC unnecessarily up-samples when it should just send a 44.1hz signal to the card and tell the card to do it. I want to take advantage of up sampling in hardware with no CPU overhead.
From your link:
"Designed for would-be producers and musicians, the X-Fi's audio creation mode may be the least popular of the three. In this mode, the X-Fi supports ASIO at 24 bits and 44.1, 48, 88.2, and 96kHz with no CPU hit. According to Creative, ASIO 2.0 latencies are as low as one millisecond.
Audio creation mode also supports 3D spatialization for MIDI, allowing for multi-channel MIDI creation. The mode allows up to eight hardware-accelerated effects to be applied to any audio stream moving through the card, and 24-bit sound fonts are also supported. Users are even given some control over the X-Fi's SRC; the X-Fi's internal sampling rate can be switched between 44.1, 48, 88.2, and 96kHz, and users can enable a bit-accurate playback mode that bypasses the SRC, the 24-bit Crystalizer, the equalizers, and the card's smart volume management features."