The voting system won't catch it if the image appears to be normal.
One of the malformed images I uploaded is:
Stanley Clarke
Live At The Greek
There are two 600x600 images there. One has a slightly larger file size than the other. The larger one has junk before the jpg header. Both display in MC and look normal. The only way to know something is wrong with the file would be to download it and look at it in a hex editor.
I noticed that the itc2 files weren't proper jpg files when Windows File Explorer wasn't making thumbnails for them. Then I looked into finding out why.
A malformed jpg like that doesn't seem to be a problem in MC. It displays fine. But it could be a potential problem for some image viewers and some portable mp3 players that may not identify the file as a jpg image. For example, Windows Explorer wasn't making thumbnails for them.