There is definitely something odd/iffy/suspicious about that image, I was able to open it in Win Photos, Paint Shop Pro and Win Resize Images, but when I tried to open it in MC31 MC crashed out.
However when I opened it in PSP and told PSP to save it as a JPG file with a new name, I was able to open that new image in MC31 with no problems
I think I may have spotted what is causing the problem in MC31.0.29 and higher - for the original image the EXIF Data is giving a size of 3456 x 976357632 but 3456 x 2304 for the one I saved under a new name