Yes, backing up is very important, and having an off site backup is something I am going to look into. I have an in home safe and do all the financial stuff for our little corp (lost the arm wrestle to hubby for the position of president, so am CEO
) and usually keep it on my external drive and lock it up when we go away. Didn't give backing up regularily to much thought until I had some problems last week with both my main drive and the external, which I used as my backup. The post from Mastiff about the possibility of being robbed...brought back bad memories of when our house was burgled, not once but twice a few years ago when we lived out in the country.
Offsite also makes sense when I realized we have an off site location for our earthquake kit and all the important stuff for hubbys practice but had failed to include our personally important stuff, like music and photos (am in the process of putting them all on DVD).
Have Nero 6, and am looking at Syncback and a few of the others that were recommended here.